How to Withdraw Retirement Funds Early
Using the Roth conversion ladder to withdraw retirement funds early and without penalty is a popular strategy of the FIRE movement. While we are not calling ourselves FIRE, a lot…
Maximize the Target RedCard Offer for $320 per couple
**UPDATE: This offer is expired, and it has since been weakened (no ability to use in-store, and online). It should come around again eventually, though** There is $40 Target RedCard…
How COVID has affected our spending
No matter what you budgeted, what you actually spent tells the story. So as we approach a year into this ‘new normal,’ we wanted to share a comparison of our…
How Much Does Your Life Cost?
The thought has likely already crossed your mind. Maybe not in these exact words, but in concept. How much does your life cost? With the pandemic spreading worldwide and forcing…
Taking a Vacation During Debt Payoff
We were a month and a half into paying off our 80k of debt. For the first time, my wife and I were analyzing all our spending, trying to eliminate…
How to Estimate your Taxes – 5 Things We Wish We Knew
So far we've written about the kind of things we all spend our money on - housing, transportation, food, the usual. What we haven't posted about yet though is the…
Going Part-Time – From Dream to Reality
I remember when I graduated college and started working as an engineer. At that time, my mindset was that I would be working full-time for at least 30 years until…
5 Tips on Having The Budget Conversation
Hello everyone! This is Clari. Although Brett is the star writer of the blog, do not be surprised to hear from me here and there. The reality is that Brett…
A year without credit cards
Every day as I leave the house, I pat down my pockets to double-check that I have the essentials: phone keys wallet Without any of these, I'm just not going…